Red flags of employee fraud

Dealing with employee fraud can be a distressing experience for business owners. Understanding how fraud happens and recognizing warning signs can help manage and prevent such incidents.

The National Association of Certified Valuators and Analysts identifies four key components necessary for committing fraud:

  1. Opportunity: The ability to access and manipulate assets or financial records without detection, often due to weak internal controls.
  2. Rationalization: The fraudster justifies their actions with personal excuses, such as low pay or financial stress.
  3. Pressure: The individual has a pressing need for money, like addiction, medical expenses, or financial problems.
  4. Capability: The person must possess the skill and cleverness required to execute the fraud.

Additionally, the National Association of Certified Valuators and Analysts highlights four common red flags that may indicate potential fraud:

  1. An employee with long tenure and increasing trust.
  2. An employee who never takes vacations.
  3. A single employee handling multiple processes.
  4. An employee whose lifestyle exceeds their salary.

While these red flags don’t guarantee fraud, being aware of them can help in monitoring and preventing fraudulent activities.  Contact a ShindelRock professional for a complete internal controls analysis.